It is a fact of life that very few people are in the enviable position of being able to buy a car for cash. It happens, but very seldom. Most of us are only able to afford a vehicle by lending money from some or other financial institution, paying them off on a monthly basis at an agreed upon rate.
Very often, or rather, most of the time, people just do not want to go through that hassle of having to visit a bank in order to arrange financing after they have decided on the vehicle of their choice. Citton cars, the leading second-hand car dealership in Pretoria, Gauteng, makes financing and everything that goes with it.
We make financing easier when looking for new cars for sale in South Africa
This is an exorbitant claim, you might think, but consider this: we have two in-house finance managers on our premises whose sole purpose is to help you get the best finance available. Our dedicated WesBank finance manager sees to all our WesBank clients’ needs, while our Independent finance manager sees to the rest.
We currently offer vehicle finance through the four largest South African car finance institutions, namely, MFC, WesBank, Standard Bank, and Absa.
What needs to happen to be considered before your finance application is approved
In order to qualify for finance, you, as the lender, need to meet a few criteria.
They are relatively simple.
- You have to be over the age of eighteen years. This is the legal age for signing a contract.
- You must either be a South African citizen or a permanent resident of the country.
- You must have a valid driver’s license.
- You need to have a relatively good credit score.
- You need to earn a minimum of at least R6,250 per month.
- The car needs to be purchased from a dealership approved by that particular financial institution.
- The vehicle needs to be worth at least R30, 000.
One of our finance managers will take you through the entire process and explain all the relevant details to you in a totally transparent manner. They will put in your request for finance and let you know immediately after being notified whether your application was successful.
Once your application is deemed successful, all relevant documentation will be filled in and explained to you. Please do not hesitate to ask questions where you feel you need clarity. Answering your questions is part of their job.
Once the process is completed, we see to it that your vehicle is registered in your name. It is as easy as that. Do remember, though, that financial institutions insist upon a vehicle being comprehensively insured before they leave the lot. This protects both you, and them, in the event of an accident, total loss and even if you are liable for a third party’s loss or damages.
You are important to us
Citton Cars, besides buying and selling vehicles, deal with people. Our clients are our biggest asset. Because of this, our aim is always to ensure 100% client satisfaction. Give us a call, visit us, or contact us online. We stock a large variety of second hand cars in Pretoria. Our team of dedicated professionals is always standing by to help answer all queries.