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 Money Matters RefinancingSometimes, the economy takes a dip. Suddenly, your money is worth less. Interest rates get hiked, and you’re forced to make some adjustments to your purse to plug the leaks.

Keeping your budget healthy and your credit record intact without compromising on your lifestyle can be an uphill climb. Refinancing may be the answer.

South Africans are struggling with debt today due to poor financial planning including; credit card debt, in store credit, wrong buying decisions, and living beyond your means. The increasing costs of living (rates and taxes, electricity, water tariffs school fees, etc.) means that South Africans are, now more than ever, finding themselves in financial difficulty because they have over extended themselves.

Comfort living is in jeopardy as financial pressure on every household builds month on month.

You have heard about refinancing, but you don’t know what it [...]

You realise you need a business vehicle but you’re not too knowledgeable on what financing options would be best for your business. One person advised you to buy the vehicle and another to lease it. You’re now sitting there wondering, should you buy or lease the vehicle?  Help!

The great thing about vehicle financing options is one size does not fit all. The option you will choose is highly dependent on your long term goals.

Let’s consider a small business owner named Mike. Mike decided to lease his business vehicle because he didn’t want to pay capital upfront. He prefers getting a new vehicle for his business every two years to portray excellence as per his brand strategy.

He entered into a lease agreement that allowed him to enjoy the use of the vehicle without immediate ownership and a tax deduction on the lease payments.

Without getting too technical, let’s say Mike paid R5000 per [...]

Will Your Next Car Be One of These Futuristic MachinesHow futuristic will your next car be?

Driverless cars are achingly close. Self-driving vehicles have already racked up millions of miles, and their development is accelerating. But pundits say we’re further from the driverless future than we think.

We’re not quite at widespread adoption of electric cars, either. Ford projects 70% of its cars in China will be 100% electric by 2025. That’s still 7 years away. And people tend to drive their cars for an average of 6.5 years.

The car after your next one will probably be both autonomous and electric. But what about your next car? The one you get when you trade in what’s currently sitting in your driveway?

What Jetsons-style futuristic treats are in store for you in the near-future?


Drivers of Elon Musk’s [...]

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