Vehicle Finance

Get affordable vehicle finance and easy payment plans.
We are approved by all the major banks.

Use our vehicle finance calculator to calculate your monthly premiums.

Vehicle Finance Calculator

We want you to enjoy the independence and benefits of owning your first car without it becoming a financial burden. Use our Vehicle Finance Calculator below to find out how much you can afford every month to comfortably finance your vehicle.

Monthly payment
R 0 p/m estimate
Total interest
R 0
Total est. repayment
R 0 incl VAT
R
R
R
72 months
12 months
24 months
36 months
48 months
54 months
60 months
72 months
84 months
12,50 % Favourable credit
10,25 % Excellent credit
10,50 % Good credit
10,75 % Good credit
11,00 % Good credit
11,25 % Good credit
11,50 % Good credit
11,75 % Favourable credit
12,00 % Favourable credit
12,25 % Favourable credit
12,50 % Favourable credit
12,75 % Favourable credit
13,00 % Average credit
13,25 % Average credit
13,50 % Below Average credit
13,75 % Below Average credit
14,00 % Below Average credit
14,25 % Unfavourable credit
14,50 % Unfavourable credit
14,75 % Unfavourable credit
15,00 % Poor credit
15,25 % Poor credit
15,50 % Poor credit
15,75 % Poor credit
16,00 % Poor credit
Disclaimer

While we make every attempt to give you the best possible tools and information, Citton Cars (Pty) Ltd, its agents, employees and accredited financiers will accept no responsibility for any loss or miscalculations that may arise. All calculations made on this calculator are to be used as guidelines only. It is based on the information you have provided and does not take into account monthly expenses and other factors that need consideration when purchasing a vehicle. Amounts displayed here should not be relied upon solely in making your purchase.

Apply for Vehicle Finance

Why finance with Citton Cars?

Approved by all the major banks
WesBank, Absa, MFC (Motor Finance Corporation – a division of Nedbank), Standard Bank, ALPHERA Finance, Investec, and more.

Easy payment plans
We will structure your payment plans to suit your budget and make your dream car a reality.

Financing for graduates
We offer vehicle-financing packages for graduates and first-time buyers.

Vehicle finance approval in less than 45min
We will facilitate the application process for you to provide you with the choice to select the best bank for your vehicle-financing needs.

Refinancing
We also offer refinancing options.

How to finance your car with us?

You’ll need a few documents: Ownership documents, Registration papers, Copy of your ID, Copy of your South African driving licence, Proof of residence, Salary slips, Bank statement – no older than 3 months and Proof of insurance.

Apply with all the banks: You choose the option you prefer.

Finish Paperwork: The paperwork is completed, and your vehicle financing is arranged!

Apply Online: You can also apply for finance online. Complete our online finance-application form and a Citton Cars business manager will contact you to complete the paperwork.

Graduate Finance

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Refinance your Vehicle

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Apply for Finance

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Excellent4.8★★★★★ Based on 3433 reviews from review us onMaxwell MohlopiMaxwell Mohlopi ★★★★★ thank you for the great service will be back againCameron StoreyCameron Storey ★★★★★ Best Hands When Buying a Car – Jan van der Merwe Citton Cars GezinaWorking with Jan van der Merwe was a very positive and reassuring experience. From the beginning, he showed professionalism, honesty, and strong knowledge of the car-buying process. He took the time to listen carefully to what I was looking for and helped me find a vehicle that suited both my needs and my budget.What stood out most was his patience and transparency. Jan explained everything clearly, answered all my questions, and made sure I understood each step before moving forward. At no point did I feel pressured into making a decision, which made the experience comfortable and trustworthy.Throughout the process, Jan remained supportive and attentive. His communication was excellent, and he was always willing to provide guidance or clarification whenever it was needed. It was clear that he genuinely cares about helping his clients make the right choice rather than simply completing a sale.Buying a car can sometimes feel stressful, but Jan made the process smooth and straightforward. His professional approach and friendly manner made a real difference.I would confidently recommend Jan van der Merwe to anyone looking to buy a vehicle. If you want someone who is reliable, honest, and dedicated to providing excellent service, Jan is truly someone you can trustBakwe BaksBakwe Baks ★★★★★ Received best service from Andries Modiba and will refer more client in futureMpumelelo ArchibaldMpumelelo Archibald ★★★★★ The service was exceptional from start to finish from JPArmand PieterseArmand Pieterse ★★★★★ Great customer service from Azariel very happy with the vehicleKULANI hajsatKULANI hajsat ★★★★★ The service from Mr Andries Modiba was efficient and reliable,my deal only took less than 24hours to complete and approve , i recommend citton cars and Mr modiba . Sevice 10/10Hannes GreenHannes Green ★★★★★ Who knew buying a car could be this smooth? Great service, clear communication, and every question handled with patience. A genuinely easy and pleasant experience. Highly recommend Citton Cars Gezina to be your next stop for your next vehicle! Thank you!Linda StrydomLinda Strydom ★★★★★ Thank you Andre and Marike for such good service and pleasant experience!! Today is dream come true!!Thinus van VuurenThinus van Vuuren ★★★★★ They were super helpful and kept to all their promises. Will recommend.Staff is friendly and the cars is in great condition.Acwengile MorrisAcwengile Morris ★★★★★ I had an excellent experience with Citton Cars. Wian was friendly and professional and kept me in the loop the entire time. If you want a hassle-free buy where you feel like a priority, go see them.Dej KingDej King ★★★★★ Wian salesman at Citton Cars made me feel welcomed introduced me to his team and he answered every question I had with assurance great service.Miss KasheMiss Kashe ★★★★★ Thank you Wandile and Desiré for your great service and answering my 1mil questions 🙂Charmaine L MöllerCharmaine L Möller ★★★★☆ At first I wasn't happy with my first buy.But Mr Citton,Jaques,aspecialy bend backwards to help me. Arnold I realy appreciate you,for helping me,with my second car,and going out if your way for me.Thank you guysjs_loader
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