Vehicle Finance

Get affordable vehicle finance and easy payment plans.
We are approved by all the major banks.

Use our vehicle finance calculator to calculate your monthly premiums.

Vehicle Finance Calculator

We want you to enjoy the independence and benefits of owning your first car without it becoming a financial burden. Use our Vehicle Finance Calculator below to find out how much you can afford every month to comfortably finance your vehicle.

Monthly payment
R 0 p/m estimate
Total interest
R 0
Total est. repayment
R 0 incl VAT
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R
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72 months
12 months
24 months
36 months
48 months
54 months
60 months
72 months
84 months
12,50 % Favourable credit
10,25 % Excellent credit
10,50 % Good credit
10,75 % Good credit
11,00 % Good credit
11,25 % Good credit
11,50 % Good credit
11,75 % Favourable credit
12,00 % Favourable credit
12,25 % Favourable credit
12,50 % Favourable credit
12,75 % Favourable credit
13,00 % Average credit
13,25 % Average credit
13,50 % Below Average credit
13,75 % Below Average credit
14,00 % Below Average credit
14,25 % Unfavourable credit
14,50 % Unfavourable credit
14,75 % Unfavourable credit
15,00 % Poor credit
15,25 % Poor credit
15,50 % Poor credit
15,75 % Poor credit
16,00 % Poor credit
Disclaimer

While we make every attempt to give you the best possible tools and information, Citton Cars (Pty) Ltd, its agents, employees and accredited financiers will accept no responsibility for any loss or miscalculations that may arise. All calculations made on this calculator are to be used as guidelines only. It is based on the information you have provided and does not take into account monthly expenses and other factors that need consideration when purchasing a vehicle. Amounts displayed here should not be relied upon solely in making your purchase.

Apply for Vehicle Finance

Why finance with Citton Cars?

Approved by all the major banks
WesBank, Absa, MFC (Motor Finance Corporation – a division of Nedbank), Standard Bank, ALPHERA Finance, Investec, and more.

Easy payment plans
We will structure your payment plans to suit your budget and make your dream car a reality.

Financing for graduates
We offer vehicle-financing packages for graduates and first-time buyers.

Vehicle finance approval in less than 45min
We will facilitate the application process for you to provide you with the choice to select the best bank for your vehicle-financing needs.

Refinancing
We also offer refinancing options.

How to finance your car with us?

You’ll need a few documents: Ownership documents, Registration papers, Copy of your ID, Copy of your South African driving licence, Proof of residence, Salary slips, Bank statement – no older than 3 months and Proof of insurance.

Apply with all the banks: You choose the option you prefer.

Finish Paperwork: The paperwork is completed, and your vehicle financing is arranged!

Apply Online: You can also apply for finance online. Complete our online finance-application form and a Citton Cars business manager will contact you to complete the paperwork.

Graduate Finance

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Refinance your Vehicle

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Apply for Finance

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Excellent4.8 Based on 3831 reviews from review us onKarabo LesufiKarabo Lesufi ★★★★★ Thanks so much for service they give to me i really appreciateFanie de BeerFanie de Beer ★★★★★ Bought a 2021 Subaru Forester from the branch in September 2026. Wandile, the salesman, was thorough with the documentation, car inspection and test-drive. Offered a complimentary service with Bosch, but found out that the car had an extended maintenance plan with Subaru.GODFREY SPARELGODFREY SPAREL ★★★★★ Thank you Gorden for the nice excellent service,I'm so exitedSiya JrSiya Jr ★★★★★ the service of Andries Modiba was great we received the best service and he was updating us during the processDaniel NkosiDaniel Nkosi ★★★★★ I'm please with the service of Mr Andries Modiba he always gives me the feedback so I'm very happy with the services.Kakoma LufundaKakoma Lufunda ★★★★★ Thank you Andries for all your help I love the vehicle and will come back for an upgrade one day, If I know someone I will bring them to Andries. I will remember the great service. Thank you so much for the experience, I am grateful thank you Cotton Cars.Reuben NdzukulaReuben Ndzukula ★★★★★ Excellent customer service from the beginning of our interraction with Mr Andries Modiba.Ngwato ToloNgwato Tolo ★★★★★ Great service by Andre and the team at citton cars menlyn .will recommend anytimeDiaan PretoriusDiaan Pretorius ★★★★★ Excellent service, and very Friendly staff, would recommend Citton Cars toe others.Tillicha Van vuurenTillicha Van vuuren ★★★★★ Excellent service, good quality cars. Would recommend Citton Cars to othersChristan PretoriusChristan Pretorius ★★★★★ Communication is key, and these guys do it right. Thanks Citton Cars.malemela victoriamalemela victoria ★★★★★ Mr Andries Modiba, He' so good, explain everything to me Excellent service rJuan-Roux Van Zyl (Juan)Juan-Roux Van Zyl (Juan) ★★★★★ Great place to buy a car and at great prices. Excellent service and friendly staff.Brenton SwartBrenton Swart ★★★★★ Great service from sales and finance! Finance was approved very quickly!Tlotlang NotgnileTlotlang Notgnile ★★★★★ Thank you very much for my dream car I'm nervous, thank you.Joy SekopaJoy Sekopa ★★★★★ Im very very happy with the savice sasol provided thank you so much.Wandu ChristelleWandu Christelle ★★★★★ Thank you Baldwin for the great assistance, can't wait to drive my new car4iE Tech4iE Tech ★★★★★ What a fantastic experience! Outstanding A-Z service. The team was truly amazing - knowledgable, honest, helpful, patient & thorough. True, genuine people who treat you like family from the get-go. Big thanks to Lourens and the entire team!! ⭐️⭐️⭐️⭐️⭐️Frederick RuitersFrederick Ruiters ★★★★★ I am happy with the service provided by Azariel really happy with the vehicle I purchased from Citton Carsjs_loader