Vehicle Finance

Get affordable vehicle finance and easy payment plans.
We are approved by all the major banks.

Use our vehicle finance calculator to calculate your monthly premiums.

Vehicle Finance Calculator

We want you to enjoy the independence and benefits of owning your first car without it becoming a financial burden. Use our Vehicle Finance Calculator below to find out how much you can afford every month to comfortably finance your vehicle.

Monthly payment
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Total interest
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Total est. repayment
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72 months
12 months
24 months
36 months
48 months
54 months
60 months
72 months
12,50 % Favourable credit
7,25 % Excellent credit
7,50 % Excellent credit
7,75 % Excellent credit
8,00 % Excellent credit
8,25 % Excellent credit
8,50 % Excellent credit
8,75 % Excellent credit
9,00 % Excellent credit
9,25 % Excellent credit
9,50 % Excellent credit
9,75 % Excellent credit
10,00 % Excellent credit
10,25 % Good credit
10,50 % Good credit
10,75 % Good credit
11,00 % Good credit
11,25 % Good credit
11,50 % Good credit
11,75 % Favourable credit
12,00 % Favourable credit
12,25 % Favourable credit
12,50 % Favourable credit
12,75 % Favourable credit
13,00 % Average credit
13,25 % Average credit
13,50 % Below Average credit
13,75 % Below Average credit
14,00 % Below Average credit
14,25 % Unfavourable credit
14,50 % Unfavourable credit
14,75 % Unfavourable credit
15,00 % Poor credit
15,25 % Poor credit
15,50 % Poor credit
15,75 % Poor credit
16,00 % Poor credit
Disclaimer

While we make every attempt to give you the best possible tools and information, Citton Cars (Pty) Ltd, its agents, employees and accredited financiers will accept no responsibility for any loss or miscalculations that may arise. All calculations made on this calculator are to be used as guidelines only. It is based on the information you have provided and does not take into account monthly expenses and other factors that need consideration when purchasing a vehicle. Amounts displayed here should not be relied upon solely in making your purchase.

Apply for Vehicle Finance

Why finance with Citton Cars?

Approved by all the major banks
WesBank, Absa, MFC (Motor Finance Corporation – a division of Nedbank), Standard Bank, ALPHERA Finance, Investec, and more.

Easy payment plans
We will structure your payment plans to suit your budget and make your dream car a reality.

Financing for graduates
We offer vehicle-financing packages for graduates and first-time buyers.

Vehicle finance approval in less than 45min
We will facilitate the application process for you to provide you with the choice to select the best bank for your vehicle-financing needs.

Refinancing
We also offer refinancing options.

How to finance your car with us?

You’ll need a few documents: Ownership documents, Registration papers, Copy of your ID, Copy of your South African driving licence, Proof of residence, Salary slips, Bank statement – no older than 3 months and Proof of insurance.

Apply with all the banks: You choose the option you prefer.

Finish Paperwork: The paperwork is completed, and your vehicle financing is arranged!

Apply Online: You can also apply for finance online. Complete our online finance-application form and a Citton Cars business manager will contact you to complete the paperwork.

Graduate Finance

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Refinance your Vehicle

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Apply for Finance

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Excellent4.8★★★★★ Based on 3308 reviews from review us onKabelo MakgathaKabelo Makgatha ★★★★★ It was a great expirience,im happy with the service i got from citton carsMogale Jacob PilusaMogale Jacob Pilusa ★★★★★ The sales person was very polite and very much helpfulBarbara DegenaarBarbara Degenaar ★★★★★ What an amazing dealership! Their service levels go beyond expectations, from sales to financing. It has been a real pleasure to buy our next dream vehicle through this dealership. Thank you especially to Andries, our sales executive! May God bless this business for the kindness you have shown us! Peet and Barbara van StadenCatherine GombaCatherine Gomba ★★★★★ ​"I couldn’t be happier with the exceptional service I received from Andries Modiba. He went above and beyond, putting in immense effort to ensure I walked away with my new car. Thanks to his dedication, my 2025 is ending on a high note! If you're looking for someone who truly cares about their clients, Andries is the person to see."SinéadSinéad ★★★★★ I had nothing short of a fantastic, wholesome and efficient experience at Citton Cars.Their variety of vehicles was super attractive, I was able to sit in a Duster, a toyota Urban Cruiser, A ford EcoSport as well as the Suzuki Brezza in both the entry level trim as well as the premium- all side by side.The staff were attentive and helpful, while still allowing me plenty space and time to wrap my mind around making a decision on the right vehicle for my needs and feel them out.Ockert was a fantastic salesman and felt like a supportive and genuine friend throughout, he trusted my judgement while helping me paint a clearer picture with his quick and thorough research on each vehicle. He was also humorous and a pleasure to have been assisted by!I was thoroughly impressed by the vigorous quality checks they do to ensure their customers trust them as a dealership.High quality cars at very fair prices, their establishment shone out above the rest as far as peace of mind and driving out with a good deal goes. They were very generous in offering me a great deal on the Suzuki I was interested in!I recommend this dealership to anyone looking for a reliable, affordable and enjoyable process. Ockert's communication could not have been clearer or quicker, we had every bit of information and update we needed at every step.Thank you !Dimakatso BenDimakatso Ben ★★★★★ Citton cars rocks I'm so happy with my car and the services was outstanding thank you the best sales man RampiLwando MatsiliniLwando Matsilini ★★★★★ Gorden was very helpful with my first purchase on my beautiful car, what a professional guy I would recommend him everyday.Keith ManKeith Man ★★★★★ I recently purchased a new car from Citton Cars, and I couldn’t be happier with the experience. Gorden was extremely helpful from start to finish, and the entire Citton team went above and beyond to ensure the car was in perfect condition before delivery.They took exceptional care in addressing even the smallest issues and genuinely did their level best to make sure everything was right. A great example of this is that the car was only delivered once a brand-new set of tyres had been fitted (at their own cost) which really shows their commitment to quality and customer satisfaction.The free fuel voucher was the cherry on top and definitely put a smile on my face after the purchase.I highly recommend Citton Cars to anyone looking for a stress-free car-buying experience with a team that truly cares about their customers.Smurts MoroloSmurts Morolo ★★★★★ I give it to you Benjamin at cittoncars u did a very good job il recommend you n your company to my friendsJohanna DubeJohanna Dube ★★★★★ Thank you to Cittoncars for a good experience…Tshepang was very helpfulRefiloe NickieRefiloe Nickie ★★★★★ Thank you citton cars for the great service Andries and Gorden what a professional team thank you for making it happenMarothi MakwelaMarothi Makwela ★★★★★ I'm always satisfied with the service I receive from Citton Cars as this is not my first car to buy from this dealershipManford ChinexManford Chinex ★★★★★ Gorden was very helpful and made it an easy for me to get my BMW X5Felt like I was buying bread Thanks GordenDi Truth mauchiraDi Truth mauchira ★★★★★ Thank you Wandile for the wonderful service 👌thulani robertthulani robert ★★★★★ I just bought my se ond car from Benjamin at cittoncars gezina guys I must sey never have experience such service best of all I will sent more clients your ways guysSboniso NolandoSboniso Nolando ★★★★★ Good service from Citton Cars and efficiency. I'll definitely recommend it to someone who's looking to buy a car. Thanks to Tshepang for good service 👍Philile MdletshePhilile Mdletshe ★★★★★ Wandile is just a patient and so accommodative.He offered an excellent service. Had a great car purchase experience.khutso makgotakhutso makgota ★★★★★ The best sales man i ever met very friendly and made buying process easy and convenient clearance Skhosana at Citto carsLucky MasemolaLucky Masemola ★★★★★ Great service Benjamin at cittoncars we love the service got our car just under 2hours we where driving out with our new babyjs_loader
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