Vehicle Finance

Get affordable vehicle finance and easy payment plans.
We are approved by all the major banks.

Use our vehicle finance calculator to calculate your monthly premiums.

Vehicle Finance Calculator

We want you to enjoy the independence and benefits of owning your first car without it becoming a financial burden. Use our Vehicle Finance Calculator below to find out how much you can afford every month to comfortably finance your vehicle.

Monthly payment
R 0 p/m estimate
Total interest
R 0
Total est. repayment
R 0 incl VAT
R
R
R
72 months
12 months
24 months
36 months
48 months
54 months
60 months
72 months
84 months
12,50 % Favourable credit
10,25 % Excellent credit
10,50 % Good credit
10,75 % Good credit
11,00 % Good credit
11,25 % Good credit
11,50 % Good credit
11,75 % Favourable credit
12,00 % Favourable credit
12,25 % Favourable credit
12,50 % Favourable credit
12,75 % Favourable credit
13,00 % Average credit
13,25 % Average credit
13,50 % Below Average credit
13,75 % Below Average credit
14,00 % Below Average credit
14,25 % Unfavourable credit
14,50 % Unfavourable credit
14,75 % Unfavourable credit
15,00 % Poor credit
15,25 % Poor credit
15,50 % Poor credit
15,75 % Poor credit
16,00 % Poor credit
Disclaimer

While we make every attempt to give you the best possible tools and information, Citton Cars (Pty) Ltd, its agents, employees and accredited financiers will accept no responsibility for any loss or miscalculations that may arise. All calculations made on this calculator are to be used as guidelines only. It is based on the information you have provided and does not take into account monthly expenses and other factors that need consideration when purchasing a vehicle. Amounts displayed here should not be relied upon solely in making your purchase.

Apply for Vehicle Finance

Why finance with Citton Cars?

Approved by all the major banks
WesBank, Absa, MFC (Motor Finance Corporation – a division of Nedbank), Standard Bank, ALPHERA Finance, Investec, and more.

Easy payment plans
We will structure your payment plans to suit your budget and make your dream car a reality.

Financing for graduates
We offer vehicle-financing packages for graduates and first-time buyers.

Vehicle finance approval in less than 45min
We will facilitate the application process for you to provide you with the choice to select the best bank for your vehicle-financing needs.

Refinancing
We also offer refinancing options.

How to finance your car with us?

You’ll need a few documents: Ownership documents, Registration papers, Copy of your ID, Copy of your South African driving licence, Proof of residence, Salary slips, Bank statement – no older than 3 months and Proof of insurance.

Apply with all the banks: You choose the option you prefer.

Finish Paperwork: The paperwork is completed, and your vehicle financing is arranged!

Apply Online: You can also apply for finance online. Complete our online finance-application form and a Citton Cars business manager will contact you to complete the paperwork.

Graduate Finance

View

Refinance your Vehicle

View

Apply for Finance

View
Excellent4.8 Based on 3326 reviews from review us onAutocare mobileAutocare mobile ★★★★★ Wian Steenkamp assisted me with my trade in and the service was very professional and friendly , I definitely recommend them to anyone who is looking to trade in there vehicle or buy a second hand vehicleKara CoetzeeKara Coetzee ★★★★★ Arnold, the salesman at Citton Cars, was truly exceptional. He kept us informed every step of the way with daily updates on our vehicle’s progress, from repairs and inspections to final detailing. When the car we originally viewed was sold, Arnold and Jacques (the Dealer Principal) went above and beyond to find us a similar option—and ended up finding us an even better vehicle. Desire in F&I was equally outstanding, securing excellent interest rates and making the entire finance and admin process smooth and stress-free. Michael also deserves special mention for his professional assistance with extras such as smash-and-grab, and for his clear and consistent communication. We would highly recommend Citton Cars. The service was genuinely unmatched, and we are extremely grateful for the professionalism, care, and attention to detail shown throughout our experience.dimpho thipedimpho thipe ★★★★★ Cotton cars have excellent and very welcoming people who provide comfort, trust ,reliable and ease to the journey of purchasing a car. I'm very thrilled to have had a chosen cotton, it's the best decision for meMarius HumanMarius Human ★★★★★ Recently I had the opportunity to deal with Jacques Welgemoed at Cittin Cars, Gezina branch, Pretoria.I would like to thank Jacques for execution of extraordinary customer service and support. He reacted fast, listening to my request and sorted any problems I may had. He is a great asset to Citton Cars.Then Lindie at finance division. A great gem as well. Very professional, kind, friendly and patient. A lady who knows her work.Great service you two!Marius HumanDonavan De VilliersDonavan De Villiers ★★★★★ Fantastic service, was greeted with friendly faces and everyone was very welcomingDawid Benjamin Van BergenDawid Benjamin Van Bergen ★★★★★ To Jakes and his team, thank you very much assisting with the sale of my vehicle. It was hassle free, and a pleasure doing business with Citton Cars.Tianna NeuhoffTianna Neuhoff ★★★★★ The help I recieved from Gorden was great. The process od buying my car was easy.Kabelo MakgathaKabelo Makgatha ★★★★★ It was a great expirience,im happy with the service i got from citton carsBarbara DegenaarBarbara Degenaar ★★★★★ What an amazing dealership! Their service levels go beyond expectations, from sales to financing. It has been a real pleasure to buy our next dream vehicle through this dealership. Thank you especially to Andries, our sales executive! May God bless this business for the kindness you have shown us! Peet and Barbara van StadenCatherine GombaCatherine Gomba ★★★★★ ​"I couldn’t be happier with the exceptional service I received from Andries Modiba. He went above and beyond, putting in immense effort to ensure I walked away with my new car. Thanks to his dedication, my 2025 is ending on a high note! If you're looking for someone who truly cares about their clients, Andries is the person to see."SinéadSinéad ★★★★★ I had nothing short of a fantastic, wholesome and efficient experience at Citton Cars.Their variety of vehicles was super attractive, I was able to sit in a Duster, a toyota Urban Cruiser, A ford EcoSport as well as the Suzuki Brezza in both the entry level trim as well as the premium- all side by side.The staff were attentive and helpful, while still allowing me plenty space and time to wrap my mind around making a decision on the right vehicle for my needs and feel them out.Ockert was a fantastic salesman and felt like a supportive and genuine friend throughout, he trusted my judgement while helping me paint a clearer picture with his quick and thorough research on each vehicle. He was also humorous and a pleasure to have been assisted by!I was thoroughly impressed by the vigorous quality checks they do to ensure their customers trust them as a dealership.High quality cars at very fair prices, their establishment shone out above the rest as far as peace of mind and driving out with a good deal goes. They were very generous in offering me a great deal on the Suzuki I was interested in!I recommend this dealership to anyone looking for a reliable, affordable and enjoyable process. Ockert's communication could not have been clearer or quicker, we had every bit of information and update we needed at every step.Thank you !Dimakatso BenDimakatso Ben ★★★★★ Citton cars rocks I'm so happy with my car and the services was outstanding thank you the best sales man RampiLwando MatsiliniLwando Matsilini ★★★★★ Gorden was very helpful with my first purchase on my beautiful car, what a professional guy I would recommend him everyday.js_loader