Vehicle Finance

Get affordable vehicle finance and easy payment plans.
We are approved by all the major banks.

Use our vehicle finance calculator to calculate your monthly premiums.

Vehicle Finance Calculator

We want you to enjoy the independence and benefits of owning your first car without it becoming a financial burden. Use our Vehicle Finance Calculator below to find out how much you can afford every month to comfortably finance your vehicle.

Calculate how much you can afford to finance:

Estimated Monthly Repayment:
Total Term Repayment:
Total Interest:
Balloon Payment:
*Terms and conditions apply. Subject to Finance Approval.
Apply for Vehicle Finance

Why finance with Citton Cars?

Approved by all the major banks
WesBank, Absa, MFC (Motor Finance Corporation – a division of Nedbank), Standard Bank, ALPHERA Finance, Investec, and more.

Easy payment plans
We will structure your payment plans to suit your budget and make your dream car a reality.

Financing for graduates
We offer vehicle-financing packages for graduates and first-time buyers.

Vehicle finance approval in less than 45min
We will facilitate the application process for you to provide you with the choice to select the best bank for your vehicle-financing needs.

Refinancing
We also offer refinancing options.

How to finance your car with us?

You’ll need a few documents: Ownership documents, Registration papers, Copy of your ID, Copy of your South African driving licence, Proof of residence, Salary slips, Bank statement – no older than 3 months and Proof of insurance.

Apply with all the banks: You choose the option you prefer.

Finish Paperwork: The paperwork is completed, and your vehicle financing is arranged!

Apply Online: You can also apply for finance online. Complete our online finance-application form and a Citton Cars business manager will contact you to complete the paperwork.

Graduate Finance

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Refinance your Vehicle

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Excellent4.8 Based on 3118 reviews from review us onCarla RobertsCarla Roberts ★★★★★ Very satisfied with the service from Citton Cars! They promptly responded to my ad on Autotrader and were one of few dealerships to identify the true value of the vehicle they purchased from me. The offer was so reasonable and all parties walked away feeling like we got a good deal. Thanks to Jakes for your professional service and support through the whole process!Avasthi KollooriAvasthi Kolloori ★★★★★ Efficient, professional and they make reasonable offers without trying to dupe you.Jakes was very professional and courteous.Joshua ChitsikaJoshua Chitsika ★★★★★ Jakes is very professional and effective . Super happy with the experience and how the transaction was handled .Erik CombrinkErik Combrink ★★★★★ Lourens was a great salesman, very helpful, friendly and nice to chat withStephen MarinovStephen Marinov ★★★★★ I want to express my gratitude to Jake’s for making the process of selling my car such a pleasure. Not only did he offer the best price for my vehicle, but they also took the initiative to come and view it the very next day. The transaction was incredibly fast and smooth. I truly appreciate their professionalism, prompt response, and efficiency. Thank you for such an outstanding experience!Jannie Le RouxJannie Le Roux ★★★★★ Great service , thanks Arnold and Lourens. Thanks Desire and everyone there service was 100%. Love my new car.PieterPieter ★★★★★ Outstanding service and professionalism from the team at Citton Cars. This is why I went back to them. Thank you Gorden, Desire and Madelein for your efforts in making my dream come true and staying on so late as we fought to make it happen.Tshona MokwenaTshona Mokwena ★★★★★ Great service from Nthabiseng, we got our mercy same day all the way from mpumalanga witbankWynand SquireWynand Squire ★★★★★ I sold a Polo 1.0 TSI DSG to Citton cars Gezina on Tuesday 14 January 2025. The buyer Jacques Welgemoed made it such a pleasant experience. He made me a reasonable offer and paid me in seconds. I will highly recommend Citton Cars Gezina.Nhlanhla NkobiNhlanhla Nkobi ★★★★★ These guys demonstrated a high level of professionalism and dependability; the process of selling my car was quick, and their offer was notably generous. Thank you Jaco for the excellent service. I highly recommend Citton Cars.Ismail KoyaIsmail Koya ★★★★★ Smooth and easy selling experience dealing with Jakes from the buying department. I received an amount around what I was expecting for the car.Ruan FerreiraRuan Ferreira ★★★★★ Maruis is very friendly and willing to help from the moment we walked inruan kleynhansruan kleynhans ★★★★★ They went an extra mile for us, friendly and excellent service!Matome SesogaMatome Sesoga ★★★★★ Thank you wandile for the same day delivery youre awesomeQuan NewellQuan Newell ★★★★★ I was assisted by Andries and received outstanding service. I highly recommend requesting him when you call, as he avoided the typical car sales tactics that other dealerships often use.Unlike other experiences I've had, I never felt pressured into accepting a higher interest rate on the car I was purchasing. Instead, Desire from their F&I department worked diligently to secure the best rate from the banks, which I truly appreciated.After purchasing the vehicle, I encountered an issue. Andries immediately stepped in to assist, even arranging a temporary car while the problem was resolved. This level of service is rare, as many dealerships tend to lose interest once the sale is complete. However, with Citton, this was not the case. Andries was always available to take my calls and responded quickly to my messages.10 out of 10 experience, would highly recommend Citton and specifically Andries to anyone in the market for a vehicle.Mbuso P XuluMbuso P Xulu ★★★★★ Great guys at Citton Cars. Highly recommend if you need a ride to buy or sell.Marche moagiMarche moagi ★★★★★ Found my car withing an hour of what I was looking for. Benjamin assist me, listen to what I needed and the second car he showed me was the one :)Gordan and Benjamin assist me with all my questions and their attitudes is really something the company can be proud of, good service is hard to find.I'm a happy client for sure 🙂Dave RoebuckDave Roebuck ★★★★★ Honest and Professional. Fantastic service from people who go the extra mile to get you the best deal.Mangadi JosephMangadi Joseph ★★★★★ Exceptionally good, I felt like I had a brother helping me to make a choice that wouldn't bite me back in the futureThai ScottThai Scott ★★★★★ Had a speedy and professional service experience with selling my car. Would definitely recommend. Thank you Jakes and Lorenz.Kekeletso MoyoKekeletso Moyo ★★★★★ What a great service from cittoncars team Benjamin you guys are great second time buying the car ther will come back againOctavia MlamboOctavia Mlambo ★★★★★ Excellent service received from Francois & LindeThank youLesego MolaudziLesego Molaudzi ★★★★★ Marklins services are the best.He is definitely the best car sales manjs_loader